46590 ZIP Code — Winona Lake, IN

Kosciusko County, Indiana

ZIP code 46590 is located in Winona Lake, Indiana, within Kosciusko County. It covers approximately 2.78 square miles and serves a population of 5,077 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 46590

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $211,100. Owner-occupancy sits near the national average at 65%.

The gap between median ($77,305) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 13 minutes is near the national average.

Educational attainment is high — 55% of residents hold a bachelor's degree or higher, well above the national average of 33%.

5,077

population

2.78

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46590 ZIP code map

Cities in ZIP code 46590

Below are the cities the US Postal Service accepts for ZIP code 46590. Using any city not on this list may result in mail delivery delays.

City	Status
Winona Lake	Preferred

Nearby ZIP codes

46580 Warsaw (4 mi) 46582 Warsaw (4.3 mi) 46562 Pierceton (6.1 mi) 46538 Leesburg (7.2 mi) 46510 Claypool (8 mi) 46555 North Webster (9.3 mi) 46764 Larwill (9.5 mi) 46508 Burket (9.5 mi) 46539 Mentone (11.3 mi) 46982 Silver Lake (12.1 mi) 46524 Etna Green (12.3 mi) 46542 Milford (12.6 mi)

Demographics updated 05/2026

Population
Total population	5,077
Population density	1,826 / sq mi
State FIPS	18
County FIPS	085

Geography
Land area	2.78 sq mi
Water area	0.12 sq mi
Latitude	41.2186
Longitude	-85.8061
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.1%	39.8%	42.9%
$50k – $100k	29.9%	36.1%	32.7%
$100k – $200k	17.9%	20.2%	19.8%
Over $200k	17.0%	4.0%	4.5%

Demographics & statistics

5,077

Population

1,826

People per sq mi

28.9

Median age

$77,305

Median household income

$49,131

Per capita income

$211,100

Median home value

$1,000

Median monthly rent

64.7%

Home ownership

7.1%

Poverty rate

2.3%

Unemployment

1,276

Housing units

54.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

109

139

5–9

170

123

10–14

149

368

15–19

447

212

20–24

259

350

25–34

425

282

35–44

344

186

45–54

227

108

55–59

131

116

60–64

142

136

65–74

165

143

75–84

173

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,018	20.1%
18 and over	4,059	79.9%
65 and over	700	13.8%
Median age	28.9 years

Race & ethnicity

White 75%

Hispanic or Latino 10.5%

Other race 8.5%

Two or more races 4.4%

Asian 0.7%

Black or African American 0.5%

American Indian / Alaska Native 0.4%

Group	Count	%
White	4,256	75%
Hispanic or Latino	594	10.5%
Other race	481	8.5%
Two or more races	247	4.4%
Asian	42	0.7%
Black or African American	29	0.5%
American Indian / Alaska Native	22	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.1%	39.8%	42.9%
$50k – $100k	29.9%	36.1%	32.7%
$100k – $200k	17.9%	20.2%	19.8%
Over $200k	17.0%	4.0%	4.5%

Under $10k 0.6%

$10k–$15k 1.7%

$15k–$25k 4.0%

$25k–$35k 4.5%

$35k–$50k 15.5%

$50k–$75k 21.9%

$75k–$100k 10.4%

$100k–$150k 10.0%

$150k–$200k 12.8%

$200k+ 18.6%

Range	% of households
Under $10k	0.6%
$10k–$15k	1.7%
$15k–$25k	4.0%
$25k–$35k	4.5%
$35k–$50k	15.5%
$50k–$75k	21.9%
$75k–$100k	10.4%
$100k–$150k	10.0%
$150k–$200k	12.8%
$200k+	18.6%
Median income	$77,305

Housing

Home values

$50k–$100k 7.3%

$100k–$150k 21.9%

$150k–$200k 17.7%

$200k–$300k 19.3%

$300k–$500k 14.4%

$500k–$1M 15.4%

$1M+ 3.9%

Housing overview

Metric	Value
Median home value	$211,100
Median rent / month	$1,000
Owner occupied	64.7%
Renter occupied	35.3%
Vacant	9.9%
Single-family detached	76.5%
Large apartment buildings	3.6%
Mobile homes	0.0%
Median rooms	6.4
Avg household size (owned)	2.80

Year built

Era	%
2020 or later	0.9%
2010–2019	7.1%
2000–2009	11.3%
1990–1999	13.7%
1980–1989	18.7%
1970–1979	9.1%
1960–1969	14.6%
1950–1959	6.5%
1940–1949	1.3%
1939 or earlier	16.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	4.0%
2 bedrooms	20.3%
3 bedrooms	41.3%
4 bedrooms	26.9%
5+ bedrooms	7.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.5%
1 vehicle	17.6%
2 vehicles	56.7%
3 or more	24.2%

Heating fuel

Fuel type	%
Utility gas	62.5%
Electricity	34.6%
Propane / LP gas	1.4%

Households & families

Household type	Count	%
Married-couple family	922	54.7%
Cohabiting couple	245	14.5%
Male householder, no spouse	251	14.9%
Female householder, no spouse	267	15.8%
Households with children under 18	597	35.4%
Households with seniors (65+)	420	24.9%
Average household size	2.56

Marital status

Status	Male	Female
Never married	35.6%	48.0%
Married	48.1%	37.4%
Separated	3.5%	0.0%
Widowed	1.3%	5.2%
Divorced	11.5%	9.4%

Education

Less than 9th grade 1.6%

Some HS, no diploma 2.9%

HS graduate 20.3%

Some college, no degree 14.8%

Associate's degree 5.5%

Bachelor's degree 36.3%

Graduate / professional 18.7%

Metric	%
HS diploma or higher	95.5%
Bachelor's or higher	54.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	83	4.5%
Elementary school	416	22.6%
High school	281	15.3%
College / grad school	1,058	57.6%

Employment

Industry of employment

Manufacturing 29.5%

Education & healthcare 18.4%

Retail trade 15.8%

Arts, food & hospitality 9.4%

Public administration 6.5%

Other services 5.3%

Professional & management 4.5%

Finance & real estate 4.2%

Transportation & utilities 2.9%

Information 1.3%

Construction 1.1%

Wholesale trade 0.6%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	35.1%
Service	15.5%
Sales & office	24.6%
Natural resources & construction	1.4%
Production & transportation	23.3%

Employment type

Type	%
Private sector	78.3%
Government	18.1%
Self-employed	3.4%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	82.0%
Carpool	3.3%
Public transit	0.3%
Walk	5.9%
Work from home	8.1%
Other means	0.4%
Avg commute (minutes)	13.3

Poverty

All people 7.1%

Under 18 years 6.4%

18 and over 7.3%

Married-couple families 0.0%

Female-led households 28.9%

Income support

Source	% of households
Social Security	25.3%
Retirement income	19.8%
Supplemental Security	3.7%
Cash public assistance	2.8%
Food stamps / SNAP	3.1%

Health indicators

Condition	%
Obesity	31.7%
High blood pressure	27.4%
High cholesterol	27.2%
Diabetes	8.1%
Heart disease	5.2%
Stroke	2.3%
Asthma	9.6%
Arthritis	19.4%
Kidney disease	2.3%
Pulmonary disease	5.7%
Cancer	5.8%

Behavior / access	%
Smoking	14.7%
Binge drinking	17.4%
No physical activity	21.3%
Less than 7 hrs sleep	31.0%
Depression	23.0%
Fair or poor health	11.5%
Poor mental health	15.7%
Poor physical health	8.4%
No health insurance	11.6%
Visited doctor (checkup)	73.6%
Visited dentist	67.2%
Cholesterol screening	86.1%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	156	3.8%

Disability	%
Any disability	6.6%
Under 18	5.4%
18–64 years	6.4%
65 and over	10.1%

Health insurance coverage

Type	%
Private insurance	83.9%
Public insurance	24.3%
No insurance	2.3%
Uninsured under 19	1.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,878	96.1%
Spanish	72	1.5%
Other Indo-European	44	0.9%
Asian & Pacific Islander	28	0.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,866	95.8%
Born in same state	4,830	95.1%
Born in different state	3,056	60.2%
Foreign born	36	0.7%
Naturalized citizen	211	4.2%
Not a US citizen	124	58.8%

Ancestry

Ancestry	Count	%
Italian	607	12%
French	555	10.9%
Arab	163	3.2%
English	111	2.2%

Ancestry	Count	%
Polish	59	1.2%
Irish	18	0.4%
Dutch	3	0.1%

Technology access

Metric	% of households
Computer access	33.2%
Internet access	98.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46590

What city is ZIP code 46590 in?

ZIP code 46590 is primarily assigned to Winona Lake, Indiana.

What county is ZIP code 46590 in?

ZIP code 46590 falls within Kosciusko County, Indiana.

How educated is the population of ZIP code 46590?

55% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the population of ZIP code 46590?

ZIP code 46590 has an estimated population of 5,077 residents, with a density of 1,824 people per square mile.

What is the typical home value in ZIP code 46590?

The median home value in ZIP code 46590 is $211,100.

What is the median household income in ZIP code 46590?

The median household income in ZIP code 46590 is $77,305, above the national median of ~$75,000.

What timezone is ZIP code 46590 in?

ZIP code 46590 observes the EST timezone.